Attention homeowners in Oklahoma City and Oklahoma County: Need an appraisal?
See the top seven reasons why Oklahoma homeowners order from Singleton & Associates, LLC:
We at Singleton & Associates, LLC understand the unique needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Singleton & Associates, LLC is your #1 weapon when contesting your property tax assessment.
Need to remove PMI?A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you get rid of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Singleton & Associates, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.